We all face hardships or setbacks from time to time in our life. Most of us get bogged down by it. It also feels impossible to overcome hardships. Even worse, It also does not help us in overcoming our laziness or procrastination (instead it increases).
If you are facing this, then you are not alone, there are many others in the same boat.
In this article, I will analyze hardships and how to overcome them.
Why are you facing hardship(tough time)?
Please answer this in your own words.
First, accept that you are facing it instead of neglecting it.
Take a full account of the situation and note it down. You will feel that it has become a little easy because you have already taken your first step to overcome this. Now, try to break it down into the smallest possible pieces possible. At this point, you have already achieved 50% success in overcoming it.
Now find the solution to the broken pieces and note it down against them. Work on this for a week before proceeding next. This week, automatically your confidence will boost up, you will do multiple revisions and correct it many times. At this point, you have already achieved 75% success in overcoming it.
Please put a deadline for all solutions, this is crucial and you are 90% done.
Executing the solution is just 10 % work.
The weightage given above may seem counter-intuitive (90 % planning and 10 % execution) because the real battle is in your mind not in your life.
Let me illustrate with an example.
You feel the pressure of your debts and current market conditions add to it since people are losing jobs.
The above situation can be broken down into 2 pieces.
- Pressure of loans
- Fear of losing the job.
Now find why(root cause) for the above two.
The pressure of loans:
Loans are a long-term commitment they will pressurize you until it is fully repaid. So this pressure is natural.
Fear of losing a job – Since companies are cutting jobs so this fear also seems natural.
Step 2 – Break down the problem
Pressure of loans
- How large the total amount in emis do you need to pay?
- How you reserved money for the next 6 months?
- Combine your multiple emis into 2-3 emis at max so that the remaining money can be used to repay part payment.
- Can you earn side income that can accelerate loan repayment?
Fear of losing the job.
- Is your company’s finances strong?
- Is your position in the company secured?
- Is there a demand for your skills in the market?
- Have you ready for a job switch?
Step 3, write answers against the above-broken problems. Remember, don’t jump to the answer, the solution must flow naturally, and try to find it on your own. Spend some time (max 1 week) to find the solution.
If multiple solutions come to your mind note them all down.
A sample example is below.
Step 2 Break down the problem
Pressure of loans
How large the total amount in emis do you need to pay? Answer – 5000$ (assume)
How you reserved money for the next 6 months? Answer – No, only 3 month
Can you combine multiple emis into 2-3 emis at max so that the remaining money can be used to repay part payment?
Answer – Yes, many banks help us to do the same.
Can you earn side income that can accelerate loan repayment?
Answer – Yes, but seems complicated.
Fear of losing the job.
Is your company’s finances strong? Answer – Yes
Is your position in the company secured? Answer – doubtful.
Is there a demand for your skills in the market? Answer – Yes
can you upgrade your skills or learn new skills? Answer – Yes
Have you ready for a job switch? Answer – little confident
The above solution may seem too simple but have faith in it because it is powerful enough to take you through your hardships. Only your experience can justify it. Have faith in yourself and you will see light at the end of it.
May God help you in your struggle. Remember, struggle time is the sweetest feeling once you have successfully gone through it.
